Summer is here, and for many of us in New Jersey, that means it’s time to head “down the shore,” take that long-awaited international vacation, or simply spend more time with loved ones. But while you’re packing your bags, confirming your reservations, and checking your passports, there’s one more important thing to add to your pre-travel checklist: your estate plan.

It’s not about being pessimistic, it’s about being prepared. Taking just a few simple steps before you travel can offer peace of mind that your loved ones are protected and your wishes are clearly documented.

1. Review Your Will (or Create One)

If you haven’t created a will yet, now is the time. A will allows you to:

• Name a guardian for your minor children
• Choose an executor to manage your estate
• Direct how your assets should be distributed

If you already have a will, give it a quick review. Life changes, such as births, deaths, marriages, or divorces, can all affect your plan.

2. Update Beneficiary Designations

Your will doesn’t control everything. Accounts like life insurance policies, retirement accounts (like IRAs or 401(k)s), and payable-on-death bank accounts pass directly to the named beneficiaries. Before you travel, confirm that those designations are current and aligned with your overall estate plan.

3. Create Powers of Attorney

Accidents or medical emergencies can happen anywhere, whether you’re traveling abroad or just a few hours from home.

• Financial Power of Attorney: This document allows someone you trust to manage your finances if you’re unable to do so.
• Healthcare Proxy (Advance Directive): This names someone to make medical decisions on your behalf and outlines your preferences for care. Find out more about Advance Directives here.

These documents are especially important if you’re traveling without your spouse or if you’ll be unreachable for extended periods.

4. Plan for Minor Children

If you’re leaving children in someone else’s care while you travel, make sure you leave written authorization for their temporary guardians to make medical decisions if needed. You should also ensure guardianship provisions are clearly outlined in your will.

5. Organize Your Documents

Keep all of your essential documents in one secure, accessible location. This includes:

• A copy of your will
• Powers of attorney and healthcare proxy
• Insurance policies
• Passport and travel documents
• Emergency contact list

Leave copies with a trusted relative or advisor, and let someone know how to access them in case of emergency.

6. Talk to an Estate Planning Attorney

Every family’s situation is different. Whether you’re a new parent, a business owner, or a retiree planning a cruise, an experienced New Jersey estate planning attorney can help you tailor your documents to fit your needs.

Even if you don’t need a full overhaul, a quick review of your existing plan can ensure you’re not leaving loose ends behind while you enjoy your summer.

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Ready to Travel with Peace of Mind?

At The Law Offices of Lambariello, Smith, & Speed , we help New Jersey families feel confident that their estate plans are in place and up to date—no matter where life (or summer vacation) takes them.

Contact us today to schedule a consultation before your next getaway.

FAQs

1. What happens if I get injured while traveling and can’t make decisions for myself?

If you have a healthcare proxy (advance directive) and a financial power of attorney, trusted individuals can step in and make important decisions for you. Without these, your loved ones may need court approval to act on your behalf.

2. My spouse and I are traveling without the kids. Should we do anything special?

Yes. Make sure you’ve:

• Named a temporary guardian in writing for your children while you’re away
• Provided that guardian with medical consent forms
• Reviewed your will to ensure permanent guardianship plans are in place

3. Is my out-of-state or international travel affected by NJ estate planning laws?

Your estate planning documents are valid across state lines, but some states or countries may have different procedures. It’s especially important to have clear and legally sound documents if you’re going overseas or to a state with significantly different laws.

4. Can I get my estate plan reviewed quickly before I leave?

Often, yes! At LSS Law, we work with many clients who need a fast, efficient review or update before a planned trip. Depending on your situation, we may be able to expedite the process to meet your timeline.

5. What documents should I take with me when I travel?

Bring copies of:

• Your health care proxy and power of attorney
• Travel and health insurance information
• Emergency contacts
  Leave full versions of your estate plan with someone you trust at home, and let them know how to access them in an emergency.

6. What if I die while traveling; what happens to my estate?

Your estate will be administered according to your will and New Jersey law. If you don’t have a will, your estate could be subject to intestacy laws, which may not align with your wishes. A valid estate plan ensures your assets and your family are protected, no matter where life takes you.